Trivial: use . Combinatorially, we know that . We can apply the same here, to get . But what does this mean , combinatorially? We are adding a dummy letter, say , which if chosen is ignored. This lets us model taking at most 4 letters by adding 4 dummy letters and then ignoring these if we pick them up; we pick 4 letters from 15 + 4 dummy = 19 letters.
I find it nice how I used to never look for the combinatorial meaning behind massaging the algebra, but I do now.